Welcome to Pacific Resources Group (PRG)
At PRG, we understand the power of small businesses and the vital role they play in our economy in terms of job creation, innovation, and economic growth.
Founded by Joseph Morin in 2008, PRG emerged from a desire to create a financial firm that mirrors the creativity, diversity, and entrepreneurial spirit of California. Unlike traditional financial institutions dominated by a culture of elitism, PRG stands as a beacon of accessibility and innovation in the world of finance.
Located in the heart of Orange County, our headquarters is more than just an office—it symbolizes the embodiment of the California spirit. The name “Pacific” comes from the Latin word pacificus, which means “peaceful” or “peacemaking“. Derived from pax (peace) and facere (to make), this concept aligns perfectly with our business philosophy: achieving peace of mind through knowledge, strength, and adherence to core principles. It is here that we have cultivated a culture driven by a profound commitment to our clients—small business entrepreneurs who are often overlooked and underserved by the mainstream financial sector.
PRG is dedicated to demystifying the complexities of business finance and negotiations, providing clear and effective solutions tailored to the unique challenges faced by today’s small business owners. From navigating the turbulent seas of business debt to finding strategic paths to financial stability, our team of experienced professionals is here to empower you. We do not just settle debts; we unlock potential.
Our Promise
Pacific Resources Group empowers your business with strategic negotiations and lasting financial stability. PRG guides you in transforming financial challenges into opportunities. Guided by integrity and expertise, we are committed to your business’s growth and success. Partner with us for a journey towards financial excellence.
Pacific Resources Group empowers our business with strategic negotiations and lasting financial stability. PRG guides you in transforming financial challenges into opportunities. Guided by integrity and expertise, we are committed to your business’s growth and success. Partner with us for a journey towards financial excellence.
Benefits of Partnering with Pacific Resources Group
Cost-Effective Solutions
PRG aligns budgets with goals, offering affordable yet quality services.
Comprehensive Expertise
PRG provides tailored solutions for diverse challenges by drawing on our deep knowledge base.
Strategic Partnership
Works collaboratively, serving as a dependable extension of your management team.
Accessible Support
PRG provides dedicated guidance, building trust as your valued ally.
Efficient Resource Utilization
PRG maximizes value, safeguarding financial health and growth.
Joseph Morin
President
- (949)354-5499
- joe@pacrg.com
Jari Appelroth
Vice President Business Development
- (949)354-5498
- jari@pacrg.com
Orm Chaisawang
Client Services Manager - SimpleP&L
- (949) 354-5499
- orm@pacrg.com
Sara Casino
Senior Vice President Client Services - SimpleSettle
- (949)354-5499
- sara@pacrg.com
Ana Vazquez
Client Services Manager - SimpleSettle
- (949)354-5499
- ana@pacrg.com
Lindsey Aguilar
Client Services Manager - SimpleSettle
- (949)354-5499
- lindsey@pacrg.com
Jourdan Bosman
Client Services Manager - SimpleSettle
- (949)354-5499
- jourdan@pacrg.com
Sherry Sagebiel
Research Analyst - SimpleSettle
- (949)354-5499
- sherry@pacrg.com
Jeremy Caves
Business Development Manager
- (949)386-1687
- jeremy@pacrg.com
Cesar Rodriguez
Business Development Manager
- (949)629-3276
- cesar@pacrg.com
Sergio Lopez
Business Development Manager
- (949)629-3876
- sergio@pacrg.com
Our Team
Meet our team of financial experts and skilled negotiators dedicated to empowering small business owners. Each member combines expertise, empathy, and innovation, committed to transform your financial challenges into opportunities for growth.
Pacific Resources Group Origin Story
PRG has engineered a system that is customizable, scalable and more affordable than most available alternatives.
Building a Legacy of Excellence
To transform the way small businesses manage their legal & finance departments by aligning budgets, goals & strategy with a predictable and manageable fee structure.
At PRG, our mission is to serve as a trusted ally for small business owners, guiding them through the complexities of strategic debt negotiations and financial management. Through clear communication, practical solutions, and ethical practices, we empower entrepreneurs to make smarter decisions, maintain consistent profitability, and achieve lasting success.
Our vision is to revolutionize financial consulting for small businesses, making the sophisticated realms of corporate finance, operations, and complex negotiations accessible, understandable, and no longer a bottleneck for progress.
- Simplicity in Strategy
- Aligning Incentives
- Integrity and Transparency
- Empowerment through Education
- Customized, Client-centric Solutions
- Humble Expertise
- Commitment to the ‘Little Guy’
- Innovation and Adaptability
At Pacific Resources Group, we go beyond financial consultancy. We aim to empower our small business clients to achieve long-term success with the same passion that ignites us.
Pacific Resources Group
Hear True Stories from Awesome Clients
PRG has been an important partner
“PRG is a trustworthy, proactive, and assertive professional services provider. I found their approach and tact towards sensitive business matters to be consistent and accurate. Very happy to be working with PRG.”
Diego P.
Executive Vice President
Fashion Design & Development Co.
“My husband and I almost had a heart attack when we got served a frivolous lawsuit and understood the legal fees associated with being sued. We were totally panicked and PRG literally saved us. They were lovely and amazing at each and every turn. Darrel is intelligent and kind and you do not feel nickel and dimed. What an amazing team!”
Marta M.
President
Equipment Manufacturing Company
“PRG has been an important partner to us over the years. Our business was forced to accept a new reality when many of our customers were unable to meet their obligations and we simultaneously experienced an issue with a major supplier. A domino effect was created by these events, but PRG’s team and their referring attorneys negotiated arrangements that allowed us to remain competitive. I cannot thank PRG enough and recommend them to any small business facing similar challenges!”
Mike C.
President
Home Healthcare Company
“Dear PRG, Thank you for being there when I needed you most. When a slow-down gripped my business a few years back and I was forced to hire legal counsel, I honestly don’t think we could have survived without PRG’s management of the process. You helped us negotiate several compounding business problems that were threatening our existence within a budget we could afford, and we have emerged stronger. My company has been in business for 20+ years and today I feel confident the future is more prosperous than ever thanks to PRG!”
Grace A.
President
Underground Utilities Contractor
“I’ll be forever grateful that Jari reached out to us in 2017. A few years back, my company was facing very difficult challenges. As a licensed contractor in the state of California, there are serious ramifications when creditors begin circling the wagon. PRG and their awesome referring attorneys were able to contain every single problematic creditor through continuous negotiations. They managed a complex web of challenges which ultimately resulted in a complete restructuring of my company. Today I am happy to report that PRG is our Virtual CFO and we are doing better than ever. I am truly excited for the future and glad PRG is at my side.”
Martin L.
President
Note: PRG has over 15 years of experience in debt negotiations and settlements. However, please note that results may vary. Each case is unique and influenced by multiple factors including, but not limited to, the amount and type of debt, the debtor’s financial situation, and the creditor’s willingness to negotiate. Therefore, while we strive to provide the best possible outcomes, we cannot guarantee specific results.
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