Forget the Apps: Financial Discipline Is What Really Grows Small Businesses

There’s an app for everything these days. Expense tracking, invoicing, forecasting, and even “AI-powered” dashboards that claim to make business finance effortless. But the truth is, no software can fix your habits. That might sound harsh, but it’s the reality most small business owners eventually face. Tools like QuickBooks or Xero are great, but they […]