The Hidden Dangers of MCA Renewals (and Why They Crush Your Cash Flow)

On paper, merchant cash advance (MCA) renewals appear to be a lifeline. You’re halfway through repaying one advance, and the lender offers another $30K–$50K to “help with cash flow.” It feels like support. Relief. Breathing room. But if you take it, again, you’re stepping into one of the most dangerous cycles in small business finance. […]